Call reports 2018
CITIZENS NATIONAL BANK — 2018
What CITIZENS NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 400,931,000 | 407,739,000 | 411,676,000 | 416,331,000 |
| Total loans | 216,994,000 | 217,346,000 | 221,839,000 | 221,328,000 |
| Allowance for loan losses | 3,974,000 | 4,064,000 | 3,908,000 | 4,008,000 |
| Securities available for sale | 141,201,000 | 150,246,000 | 145,608,000 | 149,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,611,000 | 360,767,000 | 363,554,000 | 367,361,000 |
| Interest-bearing deposits | 341,369,000 | 343,502,000 | 347,606,000 | 350,160,000 |
| Noninterest-bearing deposits | 13,242,000 | 17,265,000 | 15,948,000 | 17,201,000 |
| Equity capital | 45,829,000 | 46,318,000 | 47,221,000 | 48,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,504,000 | 7,069,000 | 10,824,000 | 14,664,000 |
| Interest expense | 491,000 | 1,030,000 | 1,641,000 | 2,343,000 |
| Net interest income | 3,013,000 | 6,039,000 | 9,183,000 | 12,321,000 |
| Noninterest income | 415,000 | 823,000 | 1,454,000 | 1,823,000 |
| Noninterest expense | 2,198,000 | 4,318,000 | 6,565,000 | 8,957,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,140,000 | 2,364,000 | 3,802,000 | 4,827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,140,000 | 2,364,000 | 3,802,000 | 4,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,074,000 | 48,668,000 | 49,826,000 | 50,494,000 |
| Total capital | 51,273,000 | 52,049,000 | 53,285,000 | 54,013,000 |
| Risk-weighted assets | 255,227,000 | 269,674,000 | 276,843,000 | 281,040,000 |