Call reports 2017
CITIZENS NATIONAL BANK — 2017
What CITIZENS NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 415,581,000 | 411,362,000 | 399,051,000 | 402,486,000 |
| Total loans | 182,771,000 | 206,127,000 | 217,720,000 | 224,499,000 |
| Allowance for loan losses | 3,749,000 | 3,795,000 | 3,840,000 | 3,883,000 |
| Securities available for sale | 190,105,000 | 166,399,000 | 148,322,000 | 142,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,087,000 | 365,472,000 | 352,043,000 | 356,888,000 |
| Interest-bearing deposits | 357,553,000 | 350,015,000 | 339,232,000 | 343,996,000 |
| Noninterest-bearing deposits | 14,534,000 | 15,457,000 | 12,811,000 | 12,892,000 |
| Equity capital | 42,961,000 | 45,044,000 | 46,119,000 | 45,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,107,000 | 6,450,000 | 9,966,000 | 13,388,000 |
| Interest expense | 363,000 | 757,000 | 1,135,000 | 1,534,000 |
| Net interest income | 2,744,000 | 5,693,000 | 8,831,000 | 11,854,000 |
| Noninterest income | 410,000 | 840,000 | 1,235,000 | 1,646,000 |
| Noninterest expense | 2,443,000 | 4,643,000 | 7,062,000 | 9,346,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 682,000 | 1,858,000 | 2,944,000 | 4,049,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,858,000 | 2,944,000 | 4,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,929,000 | 45,739,000 | 46,446,000 | 47,034,000 |
| Total capital | 47,939,000 | 48,873,000 | 49,639,000 | 50,284,000 |
| Risk-weighted assets | 240,065,000 | 250,099,000 | 254,783,000 | 259,382,000 |