Call reports 2012
GUARANTY BANK — 2012
What GUARANTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,227,903,000 | 1,186,322,000 | 1,152,866,000 | 1,134,936,000 |
| Total loans | 828,240,000 | 834,840,000 | 855,389,000 | 824,062,000 |
| Allowance for loan losses | 47,048,000 | 45,764,000 | 42,802,000 | 41,548,000 |
| Securities available for sale | 25,728,000 | 28,645,000 | 33,983,000 | 32,803,000 |
| Securities held to maturity | 1,289,000 | 1,282,000 | 1,274,000 | 5,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,173,530,000 | 1,140,223,000 | 1,110,577,000 | 1,098,222,000 |
| Interest-bearing deposits | 887,109,000 | 867,897,000 | 846,373,000 | 835,951,000 |
| Noninterest-bearing deposits | 286,421,000 | 272,326,000 | 264,204,000 | 262,271,000 |
| Equity capital | 31,162,000 | 20,280,000 | 14,944,000 | 10,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,053,000 | 17,804,000 | 26,990,000 | 35,622,000 |
| Interest expense | 674,000 | 1,211,000 | 1,715,000 | 2,196,000 |
| Net interest income | 8,379,000 | 16,593,000 | 25,275,000 | 33,426,000 |
| Noninterest income | 40,367,000 | 80,656,000 | 120,847,000 | 162,330,000 |
| Noninterest expense | 45,817,000 | 92,117,000 | 140,913,000 | 187,671,000 |
| Provision for loan losses | 10,398,000 | 22,600,000 | 27,953,000 | 34,400,000 |
| Pretax income | -5,753,000 | -15,752,000 | -21,028,000 | -24,599,000 |
| Income tax | -650,000 | -650,000 | -650,000 | -629,000 |
| Net income | -5,733,000 | -16,772,000 | -23,331,000 | -28,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,172,000 | 22,769,000 | 16,188,000 | 11,994,000 |
| Total capital | 43,538,000 | 32,877,000 | 26,236,000 | 21,716,000 |
| Risk-weighted assets | 791,021,000 | 770,765,000 | 768,466,000 | 743,931,000 |
Machine access — free, no API key
Every figure shown here about GUARANTY BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.