Call reports 2026
CENTRAL STATE BANK — 2026
What CENTRAL STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 441,188,000 | 419,323,000 |
| Total loans | 335,917,000 | 327,956,000 |
| Allowance for loan losses | 4,881,000 | 4,381,000 |
| Securities available for sale | 53,185,000 | 52,173,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 359,228,000 | 344,418,000 |
| Interest-bearing deposits | 295,748,000 | 281,495,000 |
| Noninterest-bearing deposits | 63,480,000 | 62,923,000 |
| Equity capital | 41,625,000 | 41,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,389,000 | 10,773,000 |
| Interest expense | 2,177,000 | 4,111,000 |
| Net interest income | 3,212,000 | 6,662,000 |
| Noninterest income | 139,000 | 285,000 |
| Noninterest expense | 1,775,000 | 3,573,000 |
| Provision for loan losses | 0 | -500,000 |
| Pretax income | 1,578,000 | 3,873,000 |
| Income tax | 59,000 | 121,000 |
| Net income | 1,519,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 43,307,000 | 42,760,000 |
| Total capital | 47,106,000 | 46,475,000 |
| Risk-weighted assets | 302,837,000 | 296,490,000 |