Call reports 2024
CENTRAL STATE BANK — 2024
What CENTRAL STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 467,574,000 | 470,258,000 | 477,336,000 | 457,011,000 |
| Total loans | 383,868,000 | 382,512,000 | 380,333,000 | 368,684,000 |
| Allowance for loan losses | 4,846,000 | 4,876,000 | 4,906,000 | 4,900,000 |
| Securities available for sale | 57,230,000 | 57,197,000 | 60,013,000 | 57,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,943,000 | 368,183,000 | 381,338,000 | 377,456,000 |
| Interest-bearing deposits | 314,535,000 | 309,592,000 | 326,609,000 | 319,904,000 |
| Noninterest-bearing deposits | 58,408,000 | 58,591,000 | 54,729,000 | 57,552,000 |
| Equity capital | 37,627,000 | 37,887,000 | 40,027,000 | 37,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,535,000 | 11,146,000 | 16,846,000 | 22,624,000 |
| Interest expense | 3,083,000 | 6,238,000 | 9,553,000 | 12,736,000 |
| Net interest income | 2,452,000 | 4,908,000 | 7,293,000 | 9,888,000 |
| Noninterest income | 254,000 | 436,000 | 611,000 | 876,000 |
| Noninterest expense | 1,877,000 | 3,695,000 | 5,525,000 | 7,397,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 799,000 | 1,589,000 | 2,289,000 | 3,261,000 |
| Income tax | 8,000 | 15,000 | 17,000 | 33,000 |
| Net income | 791,000 | 1,574,000 | 2,272,000 | 3,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,672,000 | 40,746,000 | 41,064,000 | 41,438,000 |
| Total capital | 45,217,000 | 45,288,000 | 45,565,000 | 45,783,000 |
| Risk-weighted assets | 363,325,000 | 363,067,000 | 359,663,000 | 347,070,000 |