Call reports 2022
CENTRAL STATE BANK — 2022
What CENTRAL STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 404,247,000 | 424,599,000 | 426,137,000 | 448,360,000 |
| Total loans | 331,896,000 | 354,434,000 | 350,023,000 | 363,370,000 |
| Allowance for loan losses | 4,653,000 | 4,648,000 | 4,671,000 | 4,701,000 |
| Securities available for sale | 43,787,000 | 39,582,000 | 47,056,000 | 52,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,198,000 | 352,950,000 | 368,171,000 | 368,516,000 |
| Interest-bearing deposits | 272,405,000 | 283,128,000 | 302,768,000 | 294,814,000 |
| Noninterest-bearing deposits | 72,793,000 | 69,822,000 | 65,403,000 | 73,702,000 |
| Equity capital | 38,350,000 | 35,452,000 | 35,147,000 | 36,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,494,000 | 7,206,000 | 11,231,000 | 15,537,000 |
| Interest expense | 206,000 | 468,000 | 1,097,000 | 2,021,000 |
| Net interest income | 3,288,000 | 6,738,000 | 10,134,000 | 13,516,000 |
| Noninterest income | 212,000 | 395,000 | 592,000 | 1,253,000 |
| Noninterest expense | 1,989,000 | 4,023,000 | 6,110,000 | 8,206,000 |
| Provision for loan losses | 30,000 | 30,000 | 60,000 | 90,000 |
| Pretax income | 1,481,000 | 3,080,000 | 4,556,000 | 6,473,000 |
| Income tax | 75,000 | 160,000 | 230,000 | 330,000 |
| Net income | 1,406,000 | 2,920,000 | 4,326,000 | 6,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,709,000 | 36,642,000 | 37,366,000 | 38,561,000 |
| Total capital | 39,655,000 | 40,761,000 | 41,490,000 | 42,899,000 |
| Risk-weighted assets | 314,966,000 | 328,975,000 | 329,410,000 | 346,706,000 |