Call reports 2021
CENTRAL STATE BANK — 2021
What CENTRAL STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 387,164,000 | 391,186,000 | 395,107,000 | 398,414,000 |
| Total loans | 311,128,000 | 315,425,000 | 313,203,000 | 322,589,000 |
| Allowance for loan losses | 4,002,000 | 4,063,000 | 4,094,000 | 4,623,000 |
| Securities available for sale | 41,811,000 | 45,423,000 | 47,953,000 | 47,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,708,000 | 333,433,000 | 338,816,000 | 344,558,000 |
| Interest-bearing deposits | 229,347,000 | 227,875,000 | 230,864,000 | 225,510,000 |
| Noninterest-bearing deposits | 107,361,000 | 105,558,000 | 107,952,000 | 119,048,000 |
| Equity capital | 37,963,000 | 39,126,000 | 39,849,000 | 39,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,465,000 | 7,182,000 | 10,745,000 | 14,653,000 |
| Interest expense | 273,000 | 547,000 | 812,000 | 1,045,000 |
| Net interest income | 3,192,000 | 6,635,000 | 9,933,000 | 13,608,000 |
| Noninterest income | 156,000 | 435,000 | 608,000 | 895,000 |
| Noninterest expense | 1,779,000 | 4,013,000 | 6,016,000 | 7,855,000 |
| Provision for loan losses | 85,000 | 115,000 | 145,000 | 675,000 |
| Pretax income | 1,484,000 | 2,942,000 | 4,380,000 | 5,973,000 |
| Income tax | 67,000 | 135,000 | 206,000 | 288,000 |
| Net income | 1,417,000 | 2,807,000 | 4,174,000 | 5,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,361,000 | 33,170,000 | 33,955,000 | 34,285,000 |
| Total capital | 35,955,000 | 36,800,000 | 37,615,000 | 38,099,000 |
| Risk-weighted assets | 287,086,000 | 289,940,000 | 292,353,000 | 304,259,000 |