Call reports 2020
CENTRAL STATE BANK — 2020
What CENTRAL STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 340,732,000 | 371,037,000 | 380,532,000 | 389,510,000 |
| Total loans | 259,078,000 | 282,860,000 | 307,045,000 | 311,247,000 |
| Allowance for loan losses | 3,067,000 | 3,655,000 | 3,794,000 | 3,933,000 |
| Securities available for sale | 48,321,000 | 49,553,000 | 43,872,000 | 42,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,274,000 | 306,711,000 | 322,264,000 | 335,128,000 |
| Interest-bearing deposits | 229,669,000 | 230,558,000 | 232,198,000 | 233,412,000 |
| Noninterest-bearing deposits | 58,605,000 | 76,153,000 | 90,066,000 | 101,716,000 |
| Equity capital | 33,975,000 | 36,031,000 | 37,008,000 | 37,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,449,000 | 7,402,000 | 11,012,000 | 14,912,000 |
| Interest expense | 752,000 | 1,304,000 | 1,832,000 | 2,207,000 |
| Net interest income | 2,697,000 | 6,098,000 | 9,180,000 | 12,705,000 |
| Noninterest income | 135,000 | 237,000 | 335,000 | 726,000 |
| Noninterest expense | 1,662,000 | 3,341,000 | 4,841,000 | 7,062,000 |
| Provision for loan losses | 160,000 | 748,000 | 881,000 | 1,024,000 |
| Pretax income | 1,010,000 | 2,262,000 | 3,793,000 | 5,345,000 |
| Income tax | 49,000 | 107,000 | 184,000 | 261,000 |
| Net income | 961,000 | 2,155,000 | 3,609,000 | 5,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,510,000 | 29,486,000 | 30,521,000 | 30,926,000 |
| Total capital | 31,577,000 | 32,807,000 | 34,141,000 | 34,610,000 |
| Risk-weighted assets | 262,334,000 | 265,344,000 | 289,437,000 | 294,480,000 |