Call reports 2019
CENTRAL STATE BANK — 2019
What CENTRAL STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 315,757,000 | 323,354,000 | 323,758,000 | 331,179,000 |
| Total loans | 246,798,000 | 241,400,000 | 244,250,000 | 251,301,000 |
| Allowance for loan losses | 2,861,000 | 3,010,000 | 2,995,000 | 2,916,000 |
| Securities available for sale | 34,934,000 | 37,670,000 | 41,719,000 | 46,000,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,254,000 | 273,824,000 | 273,388,000 | 280,758,000 |
| Interest-bearing deposits | 209,879,000 | 217,140,000 | 221,246,000 | 225,757,000 |
| Noninterest-bearing deposits | 48,375,000 | 56,684,000 | 52,142,000 | 55,001,000 |
| Equity capital | 32,384,000 | 32,714,000 | 33,459,000 | 33,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,150,000 | 6,513,000 | 9,828,000 | 13,269,000 |
| Interest expense | 759,000 | 1,617,000 | 2,455,000 | 3,342,000 |
| Net interest income | 2,391,000 | 4,896,000 | 7,373,000 | 9,927,000 |
| Noninterest income | 156,000 | 310,000 | 445,000 | 611,000 |
| Noninterest expense | 1,654,000 | 3,430,000 | 5,038,000 | 6,732,000 |
| Provision for loan losses | 45,000 | 216,000 | 261,000 | 391,000 |
| Pretax income | 898,000 | 1,608,000 | 2,549,000 | 3,444,000 |
| Income tax | 49,000 | 101,000 | 142,000 | 192,000 |
| Net income | 849,000 | 1,507,000 | 2,407,000 | 3,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,784,000 | 26,848,000 | 27,479,000 | 27,855,000 |
| Total capital | 29,645,000 | 29,858,000 | 30,474,000 | 30,771,000 |
| Risk-weighted assets | 251,957,000 | 247,981,000 | 251,031,000 | 258,445,000 |