Call reports 2018
CENTRAL STATE BANK — 2018
What CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,962,000 | 275,056,000 | 265,582,000 | 276,469,000 |
| Total loans | 211,030,000 | 216,442,000 | 226,781,000 | 229,240,000 |
| Allowance for loan losses | 2,519,000 | 2,417,000 | 2,518,000 | 2,662,000 |
| Securities available for sale | 13,761,000 | 12,756,000 | 12,194,000 | 11,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,924,000 | 214,174,000 | 208,113,000 | 220,720,000 |
| Interest-bearing deposits | 163,845,000 | 179,524,000 | 175,800,000 | 184,186,000 |
| Noninterest-bearing deposits | 35,079,000 | 34,650,000 | 32,313,000 | 36,534,000 |
| Equity capital | 27,010,000 | 26,974,000 | 27,340,000 | 31,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,381,000 | 4,970,000 | 7,623,000 | 10,428,000 |
| Interest expense | 433,000 | 944,000 | 1,605,000 | 2,336,000 |
| Net interest income | 1,948,000 | 4,026,000 | 6,018,000 | 8,092,000 |
| Noninterest income | 128,000 | 250,000 | 366,000 | 297,000 |
| Noninterest expense | 1,296,000 | 2,849,000 | 4,238,000 | 5,861,000 |
| Provision for loan losses | 30,000 | 40,000 | 80,000 | 110,000 |
| Pretax income | 738,000 | 1,376,000 | 2,054,000 | 2,406,000 |
| Income tax | 33,000 | 62,000 | 97,000 | 122,000 |
| Net income | 705,000 | 1,314,000 | 1,957,000 | 2,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,610,000 | 25,606,000 | 26,037,000 | 30,076,000 |
| Total capital | 28,129,000 | 28,023,000 | 28,555,000 | 32,738,000 |
| Risk-weighted assets | 216,093,000 | 220,718,000 | 226,627,000 | 229,608,000 |