Call reports 2017
CENTRAL STATE BANK — 2017
What CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 232,562,000 | 232,400,000 | 241,961,000 | 246,304,000 |
| Total loans | 182,512,000 | 182,618,000 | 182,386,000 | 196,221,000 |
| Allowance for loan losses | 2,627,000 | 2,627,000 | 2,625,000 | 2,626,000 |
| Securities available for sale | 20,417,000 | 19,880,000 | 19,114,000 | 16,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,408,000 | 187,786,000 | 197,216,000 | 201,257,000 |
| Interest-bearing deposits | 154,882,000 | 155,326,000 | 165,005,000 | 162,538,000 |
| Noninterest-bearing deposits | 33,526,000 | 32,460,000 | 32,211,000 | 38,719,000 |
| Equity capital | 25,525,000 | 26,054,000 | 26,207,000 | 26,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,140,000 | 4,395,000 | 6,610,000 | 8,923,000 |
| Interest expense | 378,000 | 787,000 | 1,208,000 | 1,641,000 |
| Net interest income | 1,762,000 | 3,608,000 | 5,402,000 | 7,282,000 |
| Noninterest income | 160,000 | 282,000 | 396,000 | 797,000 |
| Noninterest expense | 1,335,000 | 2,725,000 | 4,067,000 | 5,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 587,000 | 1,165,000 | 1,727,000 | 2,468,000 |
| Income tax | 25,000 | 52,000 | 78,000 | 113,000 |
| Net income | 562,000 | 1,113,000 | 1,649,000 | 2,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,924,000 | 24,238,000 | 24,436,000 | 24,892,000 |
| Total capital | 26,264,000 | 26,582,000 | 26,835,000 | 27,420,000 |
| Risk-weighted assets | 186,905,000 | 187,240,000 | 191,657,000 | 202,130,000 |