Call reports 2016
CENTRAL STATE BANK — 2016
What CENTRAL STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,055,000 | 224,036,000 | 228,576,000 | 230,959,000 |
| Total loans | 168,243,000 | 171,809,000 | 171,991,000 | 172,160,000 |
| Allowance for loan losses | 2,606,000 | 2,605,000 | 2,608,000 | 2,626,000 |
| Securities available for sale | 25,350,000 | 24,248,000 | 22,292,000 | 20,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,817,000 | 181,997,000 | 188,133,000 | 190,736,000 |
| Interest-bearing deposits | 147,478,000 | 148,055,000 | 154,764,000 | 152,067,000 |
| Noninterest-bearing deposits | 31,339,000 | 33,942,000 | 33,369,000 | 38,669,000 |
| Equity capital | 25,527,000 | 25,288,000 | 25,636,000 | 25,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,151,000 | 4,475,000 | 6,644,000 | 8,718,000 |
| Interest expense | 358,000 | 737,000 | 1,119,000 | 1,492,000 |
| Net interest income | 1,793,000 | 3,738,000 | 5,525,000 | 7,226,000 |
| Noninterest income | 158,000 | 279,000 | 439,000 | 570,000 |
| Noninterest expense | 1,206,000 | 2,480,000 | 3,673,000 | 5,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 747,000 | 1,547,000 | 2,322,000 | 2,688,000 |
| Income tax | 35,000 | 69,000 | 109,000 | 127,000 |
| Net income | 712,000 | 1,478,000 | 2,213,000 | 2,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,472,000 | 23,090,000 | 23,538,000 | 23,899,000 |
| Total capital | 25,640,000 | 25,281,000 | 25,760,000 | 26,150,000 |
| Risk-weighted assets | 173,018,000 | 174,871,000 | 177,370,000 | 179,695,000 |