Call reports 2016
BROWN COUNTY STATE BANK — 2016
What BROWN COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 105,141,000 | 110,983,000 | 113,997,000 |
| Total loans | 77,604,000 | 81,139,000 | 85,868,000 |
| Allowance for loan losses | 1,174,000 | 1,171,000 | 1,201,000 |
| Securities available for sale | 16,971,000 | 14,656,000 | 15,528,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 71,566,000 | 72,450,000 | 74,580,000 |
| Interest-bearing deposits | 55,213,000 | 56,350,000 | 58,124,000 |
| Noninterest-bearing deposits | 16,353,000 | 16,100,000 | 16,456,000 |
| Equity capital | 11,202,000 | 11,206,000 | 11,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 900,000 | 1,851,000 | 2,819,000 |
| Interest expense | 171,000 | 353,000 | 494,000 |
| Net interest income | 729,000 | 1,498,000 | 2,325,000 |
| Noninterest income | 273,000 | 525,000 | 735,000 |
| Noninterest expense | 572,000 | 1,127,000 | 1,730,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 |
| Pretax income | 420,000 | 856,000 | 1,260,000 |
| Income tax | 6,000 | 12,000 | 18,000 |
| Net income | 414,000 | 844,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 9,626,000 | 9,497,000 | 9,706,000 |
| Total capital | 10,639,000 | 10,537,000 | 10,810,000 |
| Risk-weighted assets | 80,890,000 | 83,107,000 | 88,289,000 |