Call reports 2025
ORIENTAL BANK — 2025
What ORIENTAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 11,590,201,000 | 12,105,702,000 | 12,132,496,000 | 12,384,752,000 |
| Total loans | 7,869,444,000 | 8,199,543,000 | 8,133,195,000 | 8,216,587,000 |
| Allowance for loan losses | 181,173,000 | 189,944,000 | 197,782,000 | 202,341,000 |
| Securities available for sale | 2,415,337,000 | 2,408,874,000 | 2,566,970,000 | 2,510,882,000 |
| Securities held to maturity | 321,824,000 | 316,186,000 | 310,116,000 | 269,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,934,489,000 | 10,151,526,000 | 10,015,385,000 | 10,265,021,000 |
| Interest-bearing deposits | 7,327,849,000 | 7,560,343,000 | 7,424,564,000 | 7,635,851,000 |
| Noninterest-bearing deposits | 2,606,640,000 | 2,591,183,000 | 2,590,821,000 | 2,629,170,000 |
| Equity capital | 1,170,624,000 | 1,230,446,000 | 1,300,987,000 | 1,331,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 189,187,000 | 383,215,000 | 583,352,000 | 781,106,000 |
| Interest expense | 39,208,000 | 80,685,000 | 125,162,000 | 168,695,000 |
| Net interest income | 149,979,000 | 302,530,000 | 458,190,000 | 612,411,000 |
| Noninterest income | 21,898,000 | 44,984,000 | 67,884,000 | 89,395,000 |
| Noninterest expense | 89,151,000 | 180,676,000 | 274,596,000 | 376,349,000 |
| Provision for loan losses | 25,681,000 | 47,233,000 | 75,281,000 | 106,715,000 |
| Pretax income | 56,998,000 | 119,465,000 | 175,818,000 | 217,890,000 |
| Income tax | 13,314,000 | 26,489,000 | 35,050,000 | 28,354,000 |
| Net income | 43,684,000 | 92,976,000 | 140,768,000 | 189,536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,137,103,000 | 1,189,212,000 | 1,239,307,000 | 1,260,530,000 |
| Total capital | 1,247,671,000 | 1,304,814,000 | 1,355,778,000 | 1,378,822,000 |
| Risk-weighted assets | 8,780,359,000 | 9,180,001,000 | 9,243,169,000 | 9,381,665,000 |