Call reports 2024
ORIENTAL BANK — 2024
What ORIENTAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 11,027,291,000 | 11,153,720,000 | 11,346,609,000 | 11,415,707,000 |
| Total loans | 7,567,942,000 | 7,660,443,000 | 7,766,202,000 | 7,809,695,000 |
| Allowance for loan losses | 156,562,000 | 157,301,000 | 161,502,000 | 175,864,000 |
| Securities available for sale | 1,897,707,000 | 2,096,306,000 | 2,230,101,000 | 2,338,206,000 |
| Securities held to maturity | 544,491,000 | 338,621,000 | 332,713,000 | 327,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,561,804,000 | 9,615,826,000 | 9,619,976,000 | 9,611,803,000 |
| Interest-bearing deposits | 6,991,165,000 | 7,001,044,000 | 7,079,701,000 | 7,113,532,000 |
| Noninterest-bearing deposits | 2,570,639,000 | 2,614,782,000 | 2,540,275,000 | 2,498,271,000 |
| Equity capital | 1,098,464,000 | 1,143,368,000 | 1,222,914,000 | 1,188,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 182,777,000 | 370,597,000 | 559,289,000 | 749,310,000 |
| Interest expense | 38,191,000 | 77,393,000 | 117,417,000 | 157,308,000 |
| Net interest income | 144,586,000 | 293,204,000 | 441,872,000 | 592,002,000 |
| Noninterest income | 23,398,000 | 49,579,000 | 68,642,000 | 91,611,000 |
| Noninterest expense | 87,504,000 | 178,996,000 | 267,257,000 | 363,951,000 |
| Provision for loan losses | 15,267,000 | 31,020,000 | 52,324,000 | 82,548,000 |
| Pretax income | 65,330,000 | 133,085,000 | 191,208,000 | 237,387,000 |
| Income tax | 17,680,000 | 37,148,000 | 50,974,000 | 51,688,000 |
| Net income | 47,650,000 | 95,937,000 | 140,234,000 | 185,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,088,220,000 | 1,138,874,000 | 1,165,904,000 | 1,191,547,000 |
| Total capital | 1,192,181,000 | 1,245,627,000 | 1,275,292,000 | 1,301,684,000 |
| Risk-weighted assets | 8,281,341,000 | 8,505,636,000 | 8,714,777,000 | 8,759,819,000 |