Call reports 2023
ORIENTAL BANK — 2023
What ORIENTAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 9,958,767,000 | 9,931,085,000 | 10,140,847,000 | 11,232,529,000 |
| Total loans | 6,887,165,000 | 7,148,167,000 | 7,287,581,000 | 7,562,724,000 |
| Allowance for loan losses | 151,884,000 | 159,923,000 | 157,529,000 | 161,106,000 |
| Securities available for sale | 1,352,693,000 | 1,141,425,000 | 1,513,155,000 | 2,099,265,000 |
| Securities held to maturity | 530,880,000 | 525,413,000 | 519,145,000 | 549,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,580,635,000 | 8,552,961,000 | 8,555,018,000 | 9,774,837,000 |
| Interest-bearing deposits | 5,932,044,000 | 5,987,894,000 | 5,979,539,000 | 7,233,550,000 |
| Noninterest-bearing deposits | 2,648,590,000 | 2,565,067,000 | 2,575,479,000 | 2,541,287,000 |
| Equity capital | 998,526,000 | 1,010,722,000 | 990,898,000 | 1,094,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 148,943,000 | 306,684,000 | 471,959,000 | 648,004,000 |
| Interest expense | 11,767,000 | 28,789,000 | 51,390,000 | 82,727,000 |
| Net interest income | 137,176,000 | 277,895,000 | 420,569,000 | 565,277,000 |
| Noninterest income | 22,067,000 | 49,018,000 | 73,656,000 | 102,372,000 |
| Noninterest expense | 87,088,000 | 175,422,000 | 263,921,000 | 355,647,000 |
| Provision for loan losses | 9,331,000 | 23,975,000 | 40,415,000 | 60,274,000 |
| Pretax income | 62,665,000 | 125,844,000 | 188,244,000 | 250,155,000 |
| Income tax | 18,348,000 | 39,183,000 | 59,511,000 | 79,496,000 |
| Net income | 44,317,000 | 86,661,000 | 128,733,000 | 170,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 973,149,000 | 997,781,000 | 1,020,488,000 | 1,075,487,000 |
| Total capital | 1,067,306,000 | 1,094,407,000 | 1,120,494,000 | 1,179,164,000 |
| Risk-weighted assets | 7,505,101,000 | 7,695,944,000 | 7,971,714,000 | 8,264,738,000 |