Call reports 2022
ORIENTAL BANK — 2022
What ORIENTAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 10,147,522,000 | 10,194,152,000 | 9,983,085,000 | 9,709,667,000 |
| Total loans | 6,606,205,000 | 6,744,249,000 | 6,746,190,000 | 6,875,909,000 |
| Allowance for loan losses | 157,075,000 | 159,039,000 | 155,162,000 | 152,673,000 |
| Securities available for sale | 878,784,000 | 1,157,989,000 | 1,478,010,000 | 1,412,369,000 |
| Securities held to maturity | 359,806,000 | 547,832,000 | 540,774,000 | 535,070,000 |
| Trading assets | 6,000 | 21,000 | 28,000 | 0 |
| Total deposits | 8,999,854,000 | 9,049,581,000 | 8,869,690,000 | 8,580,409,000 |
| Interest-bearing deposits | 6,316,784,000 | 6,329,310,000 | 6,192,133,000 | 5,943,540,000 |
| Noninterest-bearing deposits | 2,683,070,000 | 2,720,271,000 | 2,677,557,000 | 2,636,869,000 |
| Equity capital | 993,260,000 | 958,944,000 | 922,028,000 | 938,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 114,007,000 | 236,813,000 | 371,970,000 | 517,702,000 |
| Interest expense | 5,596,000 | 11,085,000 | 17,610,000 | 26,471,000 |
| Net interest income | 108,411,000 | 225,728,000 | 354,360,000 | 491,231,000 |
| Noninterest income | 27,905,000 | 59,469,000 | 83,870,000 | 108,893,000 |
| Noninterest expense | 81,605,000 | 166,005,000 | 251,159,000 | 338,517,000 |
| Provision for loan losses | 1,714,000 | 8,222,000 | 15,692,000 | 24,407,000 |
| Pretax income | 53,145,000 | 111,205,000 | 171,753,000 | 237,223,000 |
| Income tax | 16,031,000 | 34,329,000 | 54,235,000 | 74,987,000 |
| Net income | 37,114,000 | 76,876,000 | 117,518,000 | 162,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 910,777,000 | 906,739,000 | 925,532,000 | 933,494,000 |
| Total capital | 1,000,591,000 | 999,970,000 | 1,018,214,000 | 1,028,126,000 |
| Risk-weighted assets | 7,182,160,000 | 7,457,068,000 | 7,395,167,000 | 7,553,560,000 |