Call reports 2021
ORIENTAL BANK — 2021
What ORIENTAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 10,000,022,000 | 10,367,009,000 | 10,559,184,000 | 9,805,742,000 |
| Total loans | 6,634,054,000 | 6,545,757,000 | 6,463,357,000 | 6,485,248,000 |
| Allowance for loan losses | 201,973,000 | 191,717,000 | 180,872,000 | 155,937,000 |
| Securities available for sale | 471,009,000 | 500,118,000 | 507,600,000 | 509,182,000 |
| Securities held to maturity | 126,767,000 | 125,138,000 | 375,214,000 | 367,507,000 |
| Trading assets | 0 | 0 | 0 | 1,000 |
| Total deposits | 8,777,786,000 | 9,114,549,000 | 9,263,293,000 | 8,624,346,000 |
| Interest-bearing deposits | 6,304,910,000 | 6,411,718,000 | 6,553,412,000 | 6,108,558,000 |
| Noninterest-bearing deposits | 2,472,876,000 | 2,702,832,000 | 2,709,881,000 | 2,515,788,000 |
| Equity capital | 983,766,000 | 1,011,957,000 | 1,041,640,000 | 1,011,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 111,780,000 | 225,904,000 | 338,999,000 | 452,435,000 |
| Interest expense | 10,645,000 | 19,721,000 | 27,023,000 | 33,304,000 |
| Net interest income | 101,135,000 | 206,183,000 | 311,976,000 | 419,131,000 |
| Noninterest income | 26,087,000 | 52,701,000 | 82,846,000 | 115,085,000 |
| Noninterest expense | 78,626,000 | 158,484,000 | 237,741,000 | 322,737,000 |
| Provision for loan losses | 6,269,000 | -1,869,000 | -6,663,000 | 884,000 |
| Pretax income | 42,327,000 | 102,269,000 | 163,744,000 | 210,727,000 |
| Income tax | 13,358,000 | 32,609,000 | 51,585,000 | 66,639,000 |
| Net income | 28,969,000 | 69,660,000 | 112,159,000 | 144,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 879,176,000 | 907,851,000 | 921,975,000 | 908,717,000 |
| Total capital | 963,619,000 | 993,250,000 | 1,007,817,000 | 995,549,000 |
| Risk-weighted assets | 6,729,236,000 | 6,813,099,000 | 6,856,168,000 | 6,941,588,000 |