Call reports 2020
ORIENTAL BANK — 2020
What ORIENTAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 9,203,142,000 | 9,893,751,000 | 9,976,286,000 | 9,776,815,000 |
| Total loans | 6,771,930,000 | 6,971,944,000 | 6,814,453,000 | 6,706,067,000 |
| Allowance for loan losses | 230,755,000 | 232,701,000 | 235,312,000 | 204,809,000 |
| Securities available for sale | 657,459,000 | 540,239,000 | 423,814,000 | 446,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,000 | 2,000 | 1,000 | 0 |
| Total deposits | 7,835,586,000 | 8,558,017,000 | 8,648,896,000 | 8,436,729,000 |
| Interest-bearing deposits | 6,099,263,000 | 6,319,047,000 | 6,294,375,000 | 6,158,394,000 |
| Noninterest-bearing deposits | 1,736,323,000 | 2,238,970,000 | 2,354,521,000 | 2,278,335,000 |
| Equity capital | 1,011,506,000 | 1,031,380,000 | 1,050,980,000 | 1,064,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 124,355,000 | 246,450,000 | 362,041,000 | 476,144,000 |
| Interest expense | 16,086,000 | 30,320,000 | 43,376,000 | 55,319,000 |
| Net interest income | 108,269,000 | 216,130,000 | 318,665,000 | 420,825,000 |
| Noninterest income | 20,908,000 | 42,715,000 | 68,904,000 | 93,238,000 |
| Noninterest expense | 84,074,000 | 165,092,000 | 246,216,000 | 332,819,000 |
| Provision for loan losses | 48,530,000 | 66,226,000 | 79,407,000 | 93,717,000 |
| Pretax income | 1,301,000 | 32,255,000 | 66,674,000 | 92,255,000 |
| Income tax | -357,000 | 6,567,000 | 12,129,000 | 17,356,000 |
| Net income | 1,658,000 | 25,688,000 | 54,545,000 | 74,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 891,285,000 | 911,553,000 | 933,371,000 | 956,846,000 |
| Total capital | 978,518,000 | 998,433,000 | 1,019,228,000 | 1,042,256,000 |
| Risk-weighted assets | 6,960,187,000 | 6,930,492,000 | 6,844,252,000 | 6,804,575,000 |