Call reports 2019
ORIENTAL BANK — 2019
What ORIENTAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,542,596,000 | 6,397,469,000 | 6,284,650,000 | 9,253,736,000 |
| Total loans | 4,563,888,000 | 4,637,141,000 | 4,561,534,000 | 6,758,384,000 |
| Allowance for loan losses | 162,488,000 | 162,642,000 | 154,343,000 | 116,537,000 |
| Securities available for sale | 1,240,519,000 | 858,481,000 | 520,145,000 | 1,074,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 110,000 | 26,000 | 13,000 | 6,000 |
| Total deposits | 4,903,517,000 | 4,951,570,000 | 4,896,625,000 | 7,713,848,000 |
| Interest-bearing deposits | 3,806,864,000 | 3,871,728,000 | 3,781,774,000 | 6,018,164,000 |
| Noninterest-bearing deposits | 1,096,653,000 | 1,079,842,000 | 1,114,851,000 | 1,695,684,000 |
| Equity capital | 1,000,808,000 | 1,019,581,000 | 1,028,914,000 | 1,027,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 94,786,000 | 189,122,000 | 282,958,000 | 374,362,000 |
| Interest expense | 12,198,000 | 24,655,000 | 36,898,000 | 48,189,000 |
| Net interest income | 82,588,000 | 164,467,000 | 246,060,000 | 326,173,000 |
| Noninterest income | 12,322,000 | 25,656,000 | 38,766,000 | 52,409,000 |
| Noninterest expense | 46,518,000 | 94,326,000 | 140,460,000 | 213,221,000 |
| Provision for loan losses | 12,249,000 | 29,954,000 | 73,725,000 | 96,792,000 |
| Pretax income | 36,143,000 | 70,619,000 | 78,915,000 | 76,843,000 |
| Income tax | 11,601,000 | 22,098,000 | 22,757,000 | 20,727,000 |
| Net income | 24,542,000 | 48,521,000 | 56,158,000 | 56,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 904,814,000 | 922,243,000 | 930,217,000 | 813,444,000 |
| Total capital | 966,852,000 | 984,484,000 | 990,905,000 | 898,812,000 |
| Risk-weighted assets | 4,857,351,000 | 4,875,503,000 | 4,757,494,000 | 6,728,482,000 |