Call reports 2018
ORIENTAL BANK — 2018
What ORIENTAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 6,204,060,000 | 6,454,960,000 | 6,603,868,000 | 6,529,697,000 |
| Total loans | 4,302,021,000 | 4,481,301,000 | 4,518,722,000 | 4,595,825,000 |
| Allowance for loan losses | 168,592,000 | 165,434,000 | 165,742,000 | 164,231,000 |
| Securities available for sale | 802,691,000 | 873,390,000 | 849,602,000 | 842,907,000 |
| Securities held to maturity | 485,143,000 | 465,427,000 | 444,679,000 | 424,740,000 |
| Trading assets | 752,000 | 679,000 | 622,000 | 333,000 |
| Total deposits | 4,843,206,000 | 4,891,308,000 | 5,096,793,000 | 4,916,796,000 |
| Interest-bearing deposits | 3,768,420,000 | 3,777,500,000 | 3,985,471,000 | 3,807,420,000 |
| Noninterest-bearing deposits | 1,074,787,000 | 1,113,808,000 | 1,111,322,000 | 1,109,376,000 |
| Equity capital | 940,462,000 | 949,252,000 | 957,424,000 | 983,718,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 83,770,000 | 172,256,000 | 266,523,000 | 361,697,000 |
| Interest expense | 8,533,000 | 18,260,000 | 29,408,000 | 41,763,000 |
| Net interest income | 75,237,000 | 153,996,000 | 237,115,000 | 319,934,000 |
| Noninterest income | 12,763,000 | 26,401,000 | 38,990,000 | 56,121,000 |
| Noninterest expense | 47,830,000 | 94,098,000 | 139,588,000 | 185,941,000 |
| Provision for loan losses | 15,460,000 | 30,207,000 | 44,808,000 | 56,108,000 |
| Pretax income | 24,710,000 | 56,092,000 | 91,709,000 | 134,006,000 |
| Income tax | 7,871,000 | 18,151,000 | 30,620,000 | 46,877,000 |
| Net income | 16,839,000 | 37,941,000 | 61,089,000 | 87,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 830,845,000 | 846,903,000 | 863,980,000 | 887,919,000 |
| Total capital | 888,557,000 | 907,578,000 | 925,450,000 | 949,597,000 |
| Risk-weighted assets | 4,485,407,000 | 4,732,647,000 | 4,799,644,000 | 4,824,898,000 |