Call reports 2017
ORIENTAL BANK — 2017
What ORIENTAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 6,376,656,000 | 6,201,615,000 | 6,250,363,000 | 6,145,411,000 |
| Total loans | 4,210,741,000 | 4,224,161,000 | 4,118,731,000 | 4,223,838,000 |
| Allowance for loan losses | 121,034,000 | 132,295,000 | 154,160,000 | 167,509,000 |
| Securities available for sale | 801,091,000 | 650,376,000 | 614,473,000 | 646,847,000 |
| Securities held to maturity | 577,997,000 | 555,407,000 | 530,178,000 | 506,064,000 |
| Trading assets | 1,123,000 | 957,000 | 809,000 | 771,000 |
| Total deposits | 4,726,625,000 | 4,589,485,000 | 4,833,134,000 | 4,807,365,000 |
| Interest-bearing deposits | 3,863,561,000 | 3,740,408,000 | 3,930,097,000 | 3,834,785,000 |
| Noninterest-bearing deposits | 863,064,000 | 849,077,000 | 903,037,000 | 972,580,000 |
| Equity capital | 930,664,000 | 944,060,000 | 935,177,000 | 941,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 86,652,000 | 172,903,000 | 264,041,000 | 347,614,000 |
| Interest expense | 10,963,000 | 20,726,000 | 29,974,000 | 38,999,000 |
| Net interest income | 75,689,000 | 152,177,000 | 234,067,000 | 308,615,000 |
| Noninterest income | 11,255,000 | 22,538,000 | 35,144,000 | 46,517,000 |
| Noninterest expense | 45,505,000 | 92,807,000 | 139,332,000 | 182,101,000 |
| Provision for loan losses | 17,654,000 | 44,190,000 | 88,233,000 | 113,140,000 |
| Pretax income | 23,785,000 | 44,609,000 | 48,542,000 | 66,787,000 |
| Income tax | 8,995,000 | 12,941,000 | 13,524,000 | 15,176,000 |
| Net income | 14,790,000 | 31,668,000 | 35,018,000 | 51,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 806,973,000 | 831,012,000 | 812,831,000 | 822,776,000 |
| Total capital | 862,769,000 | 887,024,000 | 867,535,000 | 879,648,000 |
| Risk-weighted assets | 4,381,283,000 | 4,390,558,000 | 4,253,805,000 | 4,415,817,000 |