Call reports 2016
ORIENTAL BANK — 2016
What ORIENTAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 6,838,253,000 | 6,672,200,000 | 6,549,776,000 | 6,457,746,000 |
| Total loans | 4,598,400,000 | 4,535,835,000 | 4,417,978,000 | 4,263,624,000 |
| Allowance for loan losses | 238,271,000 | 162,218,000 | 119,013,000 | 115,934,000 |
| Securities available for sale | 664,841,000 | 665,352,000 | 643,734,000 | 752,534,000 |
| Securities held to maturity | 637,037,000 | 635,399,000 | 641,890,000 | 599,884,000 |
| Trading assets | 1,890,000 | 1,739,000 | 1,503,000 | 1,330,000 |
| Total deposits | 4,788,250,000 | 4,648,771,000 | 4,757,535,000 | 4,668,231,000 |
| Interest-bearing deposits | 3,968,276,000 | 3,728,320,000 | 3,939,435,000 | 3,819,897,000 |
| Noninterest-bearing deposits | 819,974,000 | 920,451,000 | 818,100,000 | 848,334,000 |
| Equity capital | 903,237,000 | 915,796,000 | 925,201,000 | 920,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 91,830,000 | 179,979,000 | 270,866,000 | 358,147,000 |
| Interest expense | 15,749,000 | 29,750,000 | 42,805,000 | 54,767,000 |
| Net interest income | 76,081,000 | 150,229,000 | 228,061,000 | 303,380,000 |
| Noninterest income | 10,770,000 | 20,373,000 | 35,047,000 | 48,631,000 |
| Noninterest expense | 64,121,000 | 113,381,000 | 163,577,000 | 211,374,000 |
| Provision for loan losses | 15,233,000 | 30,629,000 | 54,917,000 | 68,467,000 |
| Pretax income | 19,493,000 | 38,588,000 | 56,610,000 | 84,166,000 |
| Income tax | 5,201,000 | 10,296,000 | 13,079,000 | 25,586,000 |
| Net income | 14,292,000 | 28,292,000 | 43,531,000 | 58,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 757,828,000 | 769,424,000 | 783,152,000 | 800,544,000 |
| Total capital | 819,731,000 | 830,002,000 | 841,600,000 | 857,259,000 |
| Risk-weighted assets | 4,740,522,000 | 4,710,936,000 | 4,590,703,000 | 4,457,449,000 |