Call reports 2015
ORIENTAL BANK — 2015
What ORIENTAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 7,287,972,000 | 7,334,177,000 | 7,155,553,000 | 7,055,071,000 |
| Total loans | 4,891,604,000 | 4,813,796,000 | 4,664,818,000 | 4,668,345,000 |
| Allowance for loan losses | 167,026,000 | 174,329,000 | 196,142,000 | 234,132,000 |
| Securities available for sale | 1,117,919,000 | 1,037,163,000 | 1,002,677,000 | 969,962,000 |
| Securities held to maturity | 172,847,000 | 550,553,000 | 594,640,000 | 620,189,000 |
| Trading assets | 2,477,000 | 2,239,000 | 2,175,000 | 1,854,000 |
| Total deposits | 4,900,573,000 | 4,755,919,000 | 4,724,249,000 | 4,724,040,000 |
| Interest-bearing deposits | 4,088,754,000 | 3,913,371,000 | 3,928,893,000 | 3,959,609,000 |
| Noninterest-bearing deposits | 811,820,000 | 842,547,000 | 795,356,000 | 764,431,000 |
| Equity capital | 900,254,000 | 889,002,000 | 898,040,000 | 890,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 107,162,000 | 207,285,000 | 315,729,000 | 408,675,000 |
| Interest expense | 16,790,000 | 33,327,000 | 50,157,000 | 66,838,000 |
| Net interest income | 90,372,000 | 173,958,000 | 265,572,000 | 341,837,000 |
| Noninterest income | 7,279,000 | 10,810,000 | 36,996,000 | 48,062,000 |
| Noninterest expense | 58,896,000 | 130,350,000 | 191,205,000 | 246,292,000 |
| Provision for loan losses | 43,791,000 | 60,235,000 | 111,815,000 | 164,004,000 |
| Pretax income | -2,464,000 | -3,245,000 | 1,874,000 | -19,315,000 |
| Income tax | 915,000 | 1,770,000 | 1,997,000 | -15,511,000 |
| Net income | -3,379,000 | -5,015,000 | -123,000 | -3,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 745,444,000 | 742,098,000 | 746,922,000 | 751,887,000 |
| Total capital | 822,618,000 | 819,436,000 | 811,297,000 | 815,459,000 |
| Risk-weighted assets | 4,994,006,000 | 4,971,450,000 | 4,983,461,000 | 4,883,602,000 |