Call reports 2014
ORIENTAL BANK — 2014
What ORIENTAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 7,816,655,000 | 7,649,578,000 | 7,619,737,000 | 7,408,665,000 |
| Total loans | 5,113,195,000 | 5,055,916,000 | 4,983,988,000 | 4,960,408,000 |
| Allowance for loan losses | 110,581,000 | 119,875,000 | 127,086,000 | 133,762,000 |
| Securities available for sale | 1,446,503,000 | 1,409,921,000 | 1,265,198,000 | 1,208,294,000 |
| Securities held to maturity | 0 | 26,706,000 | 144,305,000 | 162,752,000 |
| Trading assets | 3,141,000 | 2,978,000 | 2,683,000 | 2,552,000 |
| Total deposits | 5,306,049,000 | 5,146,495,000 | 5,076,421,000 | 4,930,562,000 |
| Interest-bearing deposits | 4,546,610,000 | 4,412,685,000 | 4,338,797,000 | 4,181,512,000 |
| Noninterest-bearing deposits | 759,439,000 | 733,810,000 | 737,625,000 | 749,050,000 |
| Equity capital | 898,011,000 | 905,228,000 | 917,070,000 | 943,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 123,430,000 | 249,623,000 | 370,198,000 | 486,386,000 |
| Interest expense | 19,090,000 | 38,305,000 | 56,115,000 | 74,348,000 |
| Net interest income | 104,340,000 | 211,318,000 | 314,083,000 | 412,038,000 |
| Noninterest income | 9,933,000 | 18,263,000 | 26,267,000 | 37,783,000 |
| Noninterest expense | 72,021,000 | 137,068,000 | 201,521,000 | 267,544,000 |
| Provision for loan losses | 11,732,000 | 30,068,000 | 48,919,000 | 66,476,000 |
| Pretax income | 34,886,000 | 66,811,000 | 94,276,000 | 120,167,000 |
| Income tax | 11,531,000 | 22,146,000 | 29,695,000 | 35,380,000 |
| Net income | 23,355,000 | 44,665,000 | 64,581,000 | 84,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 715,591,000 | 722,604,000 | 738,480,000 | 746,177,000 |
| Total capital | 805,900,000 | 812,268,000 | 813,758,000 | 820,884,000 |
| Risk-weighted assets | 5,031,199,000 | 4,969,911,000 | 4,883,060,000 | 4,830,556,000 |