Call reports 2008
ORIENTAL BANK — 2008
What ORIENTAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 5,802,800,000 | 5,700,657,000 | 5,556,900,000 | 5,839,415,000 |
| Total loans | 1,196,523,000 | 1,230,042,000 | 1,232,304,000 | 1,233,404,000 |
| Allowance for loan losses | 11,090,000 | 11,885,000 | 12,466,000 | 14,293,000 |
| Securities available for sale | 3,161,860,000 | 3,076,033,000 | 2,988,398,000 | 3,611,538,000 |
| Securities held to maturity | 1,277,169,000 | 1,238,147,000 | 1,191,671,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,459,317,000 | 1,508,266,000 | 1,532,143,000 | 1,798,491,000 |
| Interest-bearing deposits | 1,381,941,000 | 1,432,349,000 | 1,455,596,000 | 1,725,403,000 |
| Noninterest-bearing deposits | 77,377,000 | 75,918,000 | 76,546,000 | 73,088,000 |
| Equity capital | 303,987,000 | 262,023,000 | 205,147,000 | 216,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 78,382,000 | 158,936,000 | 238,987,000 | 321,704,000 |
| Interest expense | 53,101,000 | 105,892,000 | 158,482,000 | 211,788,000 |
| Net interest income | 25,281,000 | 53,044,000 | 80,505,000 | 109,916,000 |
| Noninterest income | -4,259,000 | -684,000 | -1,938,000 | -712,000 |
| Noninterest expense | 14,749,000 | 29,700,000 | 45,112,000 | 61,310,000 |
| Provision for loan losses | 1,650,000 | 3,630,000 | 5,580,000 | 8,860,000 |
| Pretax income | 13,954,000 | 28,558,000 | -21,014,000 | 15,307,000 |
| Income tax | -1,721,000 | -1,053,000 | -5,204,000 | -9,128,000 |
| Net income | 15,675,000 | 29,611,000 | -15,810,000 | 24,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 333,780,000 | 335,432,000 | 279,538,000 | 311,300,000 |
| Total capital | 344,872,000 | 347,317,000 | 292,004,000 | 325,593,000 |
| Risk-weighted assets | 2,130,866,000 | 2,098,666,000 | 2,066,461,000 | 2,192,161,000 |
Machine access — free, no API key
Every figure shown here about ORIENTAL BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.