Call reports 2007
ORIENTAL BANK — 2007
What ORIENTAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,224,073,000 | 5,196,094,000 | 5,549,952,000 | 5,644,198,000 |
| Total loans | 1,241,941,000 | 1,280,609,000 | 1,206,559,000 | 1,189,727,000 |
| Allowance for loan losses | 8,046,000 | 8,432,000 | 9,055,000 | 10,160,000 |
| Securities available for sale | 1,824,739,000 | 1,931,780,000 | 2,512,205,000 | 2,750,499,000 |
| Securities held to maturity | 1,881,814,000 | 1,704,585,000 | 1,555,671,000 | 1,492,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,351,212,000 | 1,341,343,000 | 1,281,630,000 | 1,261,362,000 |
| Interest-bearing deposits | 1,280,664,000 | 1,278,103,000 | 1,220,214,000 | 1,192,968,000 |
| Noninterest-bearing deposits | 70,548,000 | 63,240,000 | 61,415,000 | 68,394,000 |
| Equity capital | 289,103,000 | 271,146,000 | 308,436,000 | 325,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 61,945,000 | 133,347,000 | 207,893,000 | 285,998,000 |
| Interest expense | 47,474,000 | 102,015,000 | 157,891,000 | 208,399,000 |
| Net interest income | 14,471,000 | 31,332,000 | 50,002,000 | 77,599,000 |
| Noninterest income | 11,420,000 | 19,092,000 | 24,701,000 | 23,697,000 |
| Noninterest expense | 12,761,000 | 26,828,000 | 40,600,000 | 52,972,000 |
| Provision for loan losses | 1,075,000 | 2,450,000 | 4,064,000 | 6,550,000 |
| Pretax income | 12,413,000 | 21,513,000 | 31,574,000 | 44,854,000 |
| Income tax | 623,000 | 839,000 | 1,041,000 | 1,615,000 |
| Net income | 11,790,000 | 20,674,000 | 30,533,000 | 43,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,695,000 | 302,161,000 | 315,748,000 | 331,552,000 |
| Total capital | 305,741,000 | 310,593,000 | 324,803,000 | 341,712,000 |
| Risk-weighted assets | 1,944,209,000 | 1,987,073,000 | 2,036,239,000 | 1,995,755,000 |
Machine access — free, no API key
Every figure shown here about ORIENTAL BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.