Call reports 2016
KING SOUTHERN BANK — 2016
What KING SOUTHERN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 177,058,000 | 174,440,000 | 170,704,000 | 177,012,000 |
| Total loans | 140,478,000 | 141,246,000 | 137,504,000 | 143,679,000 |
| Allowance for loan losses | 1,800,000 | 1,808,000 | 1,811,000 | 1,512,000 |
| Securities available for sale | 1,999,000 | 2,070,000 | 2,013,000 | 1,917,000 |
| Securities held to maturity | 18,126,000 | 18,340,000 | 18,308,000 | 17,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,528,000 | 126,916,000 | 123,800,000 | 123,679,000 |
| Interest-bearing deposits | 113,330,000 | 107,870,000 | 106,591,000 | 104,606,000 |
| Noninterest-bearing deposits | 19,198,000 | 19,046,000 | 17,209,000 | 19,073,000 |
| Equity capital | 19,890,000 | 20,402,000 | 20,234,000 | 19,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,368,000 | 6,484,000 | 8,637,000 |
| Interest expense | 319,000 | 625,000 | 930,000 | 1,239,000 |
| Net interest income | 1,882,000 | 3,743,000 | 5,554,000 | 7,398,000 |
| Noninterest income | 244,000 | 432,000 | 564,000 | 435,000 |
| Noninterest expense | 1,177,000 | 2,407,000 | 3,683,000 | 4,894,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 953,000 | 1,772,000 | 2,441,000 | 2,945,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 953,000 | 1,772,000 | 2,441,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,663,000 | 20,082,000 | 19,951,000 | 19,556,000 |
| Total capital | 21,436,000 | 21,855,000 | 21,687,000 | 21,068,000 |
| Risk-weighted assets | 141,789,000 | 141,767,000 | 138,786,000 | 145,056,000 |