Call reports 2015
KING SOUTHERN BANK — 2015
What KING SOUTHERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 177,384,000 | 177,852,000 | 178,953,000 | 174,083,000 |
| Total loans | 140,794,000 | 139,703,000 | 132,668,000 | 136,203,000 |
| Allowance for loan losses | 2,000,000 | 2,000,000 | 2,000,000 | 2,000,000 |
| Securities available for sale | 3,036,000 | 2,937,000 | 2,842,000 | 2,010,000 |
| Securities held to maturity | 20,888,000 | 21,128,000 | 21,248,000 | 18,923,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,800,000 | 128,989,000 | 132,470,000 | 129,115,000 |
| Interest-bearing deposits | 112,261,000 | 112,720,000 | 115,251,000 | 112,056,000 |
| Noninterest-bearing deposits | 14,539,000 | 16,269,000 | 17,219,000 | 17,059,000 |
| Equity capital | 19,423,000 | 19,479,000 | 19,599,000 | 19,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,252,000 | 4,526,000 | 6,777,000 | 8,965,000 |
| Interest expense | 339,000 | 667,000 | 1,001,000 | 1,327,000 |
| Net interest income | 1,913,000 | 3,859,000 | 5,776,000 | 7,638,000 |
| Noninterest income | 77,000 | 229,000 | 380,000 | 289,000 |
| Noninterest expense | 1,165,000 | 2,333,000 | 3,562,000 | 4,638,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 3,000 |
| Pretax income | 825,000 | 1,755,000 | 2,592,000 | 2,810,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 825,000 | 1,755,000 | 2,592,000 | 2,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,251,000 | 19,381,000 | 19,568,000 | 19,135,000 |
| Total capital | 21,011,000 | 21,143,000 | 21,326,000 | 20,873,000 |
| Risk-weighted assets | 140,579,000 | 140,706,000 | 140,411,000 | 138,802,000 |