Call reports 2014
KING SOUTHERN BANK — 2014
What KING SOUTHERN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 178,650,000 | 183,196,000 | 183,772,000 | 182,553,000 |
| Total loans | 139,914,000 | 139,069,000 | 140,642,000 | 143,664,000 |
| Allowance for loan losses | 1,806,000 | 1,825,000 | 1,950,000 | 2,000,000 |
| Securities available for sale | 2,073,000 | 3,105,000 | 3,071,000 | 3,041,000 |
| Securities held to maturity | 20,023,000 | 20,302,000 | 20,064,000 | 21,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,111,000 | 132,127,000 | 133,473,000 | 128,377,000 |
| Interest-bearing deposits | 111,908,000 | 114,073,000 | 114,255,000 | 113,366,000 |
| Noninterest-bearing deposits | 15,203,000 | 18,054,000 | 19,218,000 | 15,011,000 |
| Equity capital | 18,161,000 | 18,564,000 | 18,852,000 | 18,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,207,000 | 4,546,000 | 6,851,000 | 9,218,000 |
| Interest expense | 362,000 | 730,000 | 1,099,000 | 1,466,000 |
| Net interest income | 1,845,000 | 3,816,000 | 5,752,000 | 7,752,000 |
| Noninterest income | 37,000 | 49,000 | 140,000 | -64,000 |
| Noninterest expense | 1,144,000 | 2,345,000 | 3,540,000 | 4,715,000 |
| Provision for loan losses | 86,000 | 127,000 | 365,000 | 414,000 |
| Pretax income | 652,000 | 1,393,000 | 1,987,000 | 2,728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 652,000 | 1,393,000 | 1,987,000 | 2,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,048,000 | 18,390,000 | 18,685,000 | 18,826,000 |
| Total capital | 19,786,000 | 20,154,000 | 20,463,000 | 20,639,000 |
| Risk-weighted assets | 138,947,000 | 141,056,000 | 142,062,000 | 144,837,000 |