Call reports 2013
KING SOUTHERN BANK — 2013
What KING SOUTHERN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 179,423,000 | 182,537,000 | 175,554,000 | 179,021,000 |
| Total loans | 138,354,000 | 138,995,000 | 137,446,000 | 140,712,000 |
| Allowance for loan losses | 2,000,000 | 2,000,000 | 2,019,000 | 1,825,000 |
| Securities available for sale | 630,000 | 565,000 | 528,000 | 2,015,000 |
| Securities held to maturity | 17,052,000 | 18,818,000 | 19,411,000 | 20,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,964,000 | 133,805,000 | 125,433,000 | 120,873,000 |
| Interest-bearing deposits | 116,752,000 | 112,875,000 | 110,270,000 | 106,374,000 |
| Noninterest-bearing deposits | 14,212,000 | 20,930,000 | 15,163,000 | 14,499,000 |
| Equity capital | 17,348,000 | 17,254,000 | 17,493,000 | 17,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,322,000 | 4,668,000 | 6,961,000 | 9,309,000 |
| Interest expense | 427,000 | 826,000 | 1,206,000 | 1,572,000 |
| Net interest income | 1,895,000 | 3,842,000 | 5,755,000 | 7,737,000 |
| Noninterest income | 62,000 | 104,000 | 99,000 | 184,000 |
| Noninterest expense | 1,114,000 | 2,304,000 | 3,506,000 | 4,760,000 |
| Provision for loan losses | 214,000 | 297,000 | 471,000 | 780,000 |
| Pretax income | 742,000 | 1,458,000 | 2,048,000 | 2,639,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 742,000 | 1,458,000 | 2,048,000 | 2,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,349,000 | 17,265,000 | 17,506,000 | 17,697,000 |
| Total capital | 19,050,000 | 19,006,000 | 19,199,000 | 19,423,000 |
| Risk-weighted assets | 135,801,000 | 139,026,000 | 135,096,000 | 137,942,000 |