Call reports 2023
FIRST COLORADO NATIONAL BANK — 2023
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 80,366,000 | 80,112,000 | 82,976,000 | 82,547,000 |
| Total loans | 68,377,000 | 66,152,000 | 65,462,000 | 68,035,000 |
| Allowance for loan losses | 927,000 | 928,000 | 927,000 | 933,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,471,000 | 69,979,000 | 72,586,000 | 71,611,000 |
| Interest-bearing deposits | 50,224,000 | 50,265,000 | 50,271,000 | 50,863,000 |
| Noninterest-bearing deposits | 20,247,000 | 19,714,000 | 22,315,000 | 20,748,000 |
| Equity capital | 9,777,000 | 9,946,000 | 10,103,000 | 10,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 838,000 | 1,810,000 | 2,839,000 | 3,936,000 |
| Interest expense | 84,000 | 259,000 | 474,000 | 745,000 |
| Net interest income | 754,000 | 1,551,000 | 2,365,000 | 3,191,000 |
| Noninterest income | 82,000 | 175,000 | 267,000 | 356,000 |
| Noninterest expense | 754,000 | 1,433,000 | 2,151,000 | 2,835,000 |
| Provision for loan losses | 0 | 0 | -2,000 | 3,000 |
| Pretax income | 82,000 | 293,000 | 483,000 | 640,000 |
| Income tax | 16,000 | 57,000 | 91,000 | 116,000 |
| Net income | 66,000 | 236,000 | 392,000 | 524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,374,000 | 9,561,000 | 9,737,000 | 9,975,000 |
| Total capital | 10,246,000 | 10,429,000 | 10,600,000 | 10,871,000 |
| Risk-weighted assets | 69,755,000 | 69,412,000 | 68,974,000 | 71,637,000 |