Call reports 2022
FIRST COLORADO NATIONAL BANK — 2022
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 84,072,000 | 85,044,000 | 88,240,000 | 80,987,000 |
| Total loans | 69,112,000 | 66,807,000 | 67,785,000 | 67,759,000 |
| Allowance for loan losses | 925,000 | 924,000 | 924,000 | 925,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,294,000 | 75,306,000 | 78,419,000 | 71,032,000 |
| Interest-bearing deposits | 49,821,000 | 50,073,000 | 54,194,000 | 48,837,000 |
| Noninterest-bearing deposits | 24,473,000 | 25,233,000 | 24,225,000 | 22,195,000 |
| Equity capital | 9,475,000 | 9,545,000 | 9,614,000 | 9,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 691,000 | 1,425,000 | 2,196,000 | 3,073,000 |
| Interest expense | 29,000 | 59,000 | 91,000 | 127,000 |
| Net interest income | 662,000 | 1,366,000 | 2,105,000 | 2,946,000 |
| Noninterest income | 99,000 | 221,000 | 313,000 | 402,000 |
| Noninterest expense | 789,000 | 1,526,000 | 2,297,000 | 3,100,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -28,000 | 61,000 | 121,000 | 248,000 |
| Income tax | -294,000 | -275,000 | -285,000 | -255,000 |
| Net income | 266,000 | 336,000 | 406,000 | 503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,793,000 | 8,881,000 | 8,969,000 | 9,084,000 |
| Total capital | 9,667,000 | 9,717,000 | 9,832,000 | 9,924,000 |
| Risk-weighted assets | 69,904,000 | 66,812,000 | 69,046,000 | 67,180,000 |