Call reports 2021
FIRST COLORADO NATIONAL BANK — 2021
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 89,383,000 | 90,018,000 | 83,031,000 | 82,663,000 |
| Total loans | 3,638,000 | 3,099,000 | 55,643,000 | 66,836,000 |
| Allowance for loan losses | 49,000 | 48,000 | 675,000 | 925,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,815,000 | 80,636,000 | 73,454,000 | 73,256,000 |
| Interest-bearing deposits | 52,174,000 | 51,411,000 | 48,459,000 | 49,683,000 |
| Noninterest-bearing deposits | 21,641,000 | 29,225,000 | 24,995,000 | 23,573,000 |
| Equity capital | 15,294,000 | 9,202,000 | 9,433,000 | 9,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 238,000 | 448,000 | 509,000 | 1,142,000 |
| Interest expense | 31,000 | 61,000 | 29,000 | 59,000 |
| Net interest income | 207,000 | 387,000 | 480,000 | 1,083,000 |
| Noninterest income | 76,000 | 233,000 | 92,000 | 181,000 |
| Noninterest expense | 634,000 | 1,302,000 | 750,000 | 1,567,000 |
| Provision for loan losses | 0 | 0 | 675,000 | 925,000 |
| Pretax income | -351,000 | -682,000 | -853,000 | -1,228,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -351,000 | -682,000 | -853,000 | -1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,185,000 | 8,093,000 | 9,008,000 | 8,801,000 |
| Total capital | 14,247,000 | 8,144,000 | 9,649,000 | 9,592,000 |
| Risk-weighted assets | 5,702,000 | 6,759,000 | 51,250,000 | 63,201,000 |