Call reports 2020
FIRST COLORADO NATIONAL BANK — 2020
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 73,040,000 | 75,467,000 | 77,922,000 | 85,212,000 |
| Total loans | 5,905,000 | 8,142,000 | 7,902,000 | 5,997,000 |
| Allowance for loan losses | 82,000 | 82,000 | 91,000 | 48,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,306,000 | 59,048,000 | 61,822,000 | 69,394,000 |
| Interest-bearing deposits | 40,536,000 | 41,792,000 | 43,388,000 | 48,893,000 |
| Noninterest-bearing deposits | 15,770,000 | 17,256,000 | 18,434,000 | 20,501,000 |
| Equity capital | 16,525,000 | 16,241,000 | 15,914,000 | 15,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 702,000 | 1,000,000 | 1,317,000 |
| Interest expense | 92,000 | 143,000 | 186,000 | 224,000 |
| Net interest income | 249,000 | 559,000 | 814,000 | 1,093,000 |
| Noninterest income | 54,000 | 120,000 | 168,000 | 243,000 |
| Noninterest expense | 657,000 | 1,317,000 | 1,947,000 | 2,614,000 |
| Provision for loan losses | 0 | 0 | 0 | -44,000 |
| Pretax income | -354,000 | -638,000 | -965,000 | -1,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -354,000 | -638,000 | -965,000 | -1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,416,000 | 15,132,000 | 14,805,000 | 14,536,000 |
| Total capital | 15,511,000 | 15,223,000 | 14,894,000 | 14,597,000 |
| Risk-weighted assets | 9,405,000 | 7,282,000 | 7,158,000 | 6,840,000 |