Call reports 2018
FIRST COLORADO NATIONAL BANK — 2018
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,255,000 | 65,234,000 | 67,665,000 | 69,231,000 |
| Total loans | 41,830,000 | 45,350,000 | 47,379,000 | 46,743,000 |
| Allowance for loan losses | 1,009,000 | 980,000 | 960,000 | 993,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,254,000 | 51,790,000 | 53,556,000 | 54,828,000 |
| Interest-bearing deposits | 34,153,000 | 34,712,000 | 35,025,000 | 36,296,000 |
| Noninterest-bearing deposits | 17,101,000 | 17,078,000 | 18,531,000 | 18,532,000 |
| Equity capital | 12,795,000 | 13,223,000 | 13,844,000 | 14,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,778,000 | 2,667,000 | 3,625,000 |
| Interest expense | 44,000 | 88,000 | 136,000 | 193,000 |
| Net interest income | 890,000 | 1,690,000 | 2,531,000 | 3,432,000 |
| Noninterest income | 670,000 | 1,712,000 | 2,732,000 | 3,809,000 |
| Noninterest expense | 1,147,000 | 2,521,000 | 3,761,000 | 5,439,000 |
| Provision for loan losses | -134,000 | -94,000 | -94,000 | 76,000 |
| Pretax income | 547,000 | 975,000 | 1,596,000 | 1,726,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 547,000 | 975,000 | 1,596,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,281,000 | 10,709,000 | 11,375,000 | 11,633,000 |
| Total capital | 10,901,000 | 11,362,000 | 12,058,000 | 12,360,000 |
| Risk-weighted assets | 48,195,000 | 51,030,000 | 53,499,000 | 57,092,000 |