Call reports 2017
FIRST COLORADO NATIONAL BANK — 2017
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,115,000 | 62,400,000 | 63,653,000 | 64,179,000 |
| Total loans | 45,084,000 | 45,130,000 | 46,213,000 | 44,437,000 |
| Allowance for loan losses | 945,000 | 997,000 | 956,000 | 916,000 |
| Securities available for sale | 58,000 | 20,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,515,000 | 50,003,000 | 51,112,000 | 51,224,000 |
| Interest-bearing deposits | 34,251,000 | 33,252,000 | 35,146,000 | 35,548,000 |
| Noninterest-bearing deposits | 16,264,000 | 16,751,000 | 15,966,000 | 15,676,000 |
| Equity capital | 11,505,000 | 12,276,000 | 12,368,000 | 12,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,517,000 | 2,302,000 | 3,116,000 |
| Interest expense | 37,000 | 82,000 | 124,000 | 169,000 |
| Net interest income | 696,000 | 1,435,000 | 2,178,000 | 2,947,000 |
| Noninterest income | 571,000 | 1,619,000 | 2,448,000 | 3,484,000 |
| Noninterest expense | 1,332,000 | 2,308,000 | 3,788,000 | 5,366,000 |
| Provision for loan losses | 135,000 | 175,000 | 175,000 | 175,000 |
| Pretax income | -200,000 | 572,000 | 663,000 | 890,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -200,000 | 572,000 | 663,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,946,000 | 9,742,000 | 9,826,000 | 10,244,000 |
| Total capital | 9,595,000 | 10,397,000 | 10,492,000 | 10,916,000 |
| Risk-weighted assets | 50,498,000 | 50,927,000 | 51,895,000 | 52,439,000 |