Call reports 2016
FIRST COLORADO NATIONAL BANK — 2016
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 60,163,000 | 60,217,000 | 58,922,000 | 60,952,000 |
| Total loans | 52,122,000 | 45,346,000 | 48,843,000 | 46,295,000 |
| Allowance for loan losses | 836,000 | 877,000 | 833,000 | 861,000 |
| Securities available for sale | 83,000 | 77,000 | 69,000 | 63,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,173,000 | 48,456,000 | 46,574,000 | 48,464,000 |
| Interest-bearing deposits | 33,574,000 | 33,661,000 | 30,461,000 | 33,309,000 |
| Noninterest-bearing deposits | 15,599,000 | 14,795,000 | 16,113,000 | 15,155,000 |
| Equity capital | 10,867,000 | 11,532,000 | 12,223,000 | 12,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,597,000 | 2,297,000 | 3,059,000 |
| Interest expense | 33,000 | 71,000 | 107,000 | 143,000 |
| Net interest income | 736,000 | 1,526,000 | 2,190,000 | 2,916,000 |
| Noninterest income | 696,000 | 1,892,000 | 2,974,000 | 3,683,000 |
| Noninterest expense | 1,050,000 | 2,271,000 | 3,326,000 | 4,837,000 |
| Provision for loan losses | 50,000 | 150,000 | 150,000 | 171,000 |
| Pretax income | 332,000 | 997,000 | 1,688,000 | 1,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 332,000 | 997,000 | 1,688,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,949,000 | 9,577,000 | 9,945,000 | 10,396,000 |
| Total capital | 9,659,000 | 10,223,000 | 10,633,000 | 11,058,000 |
| Risk-weighted assets | 56,141,000 | 50,955,000 | 54,015,000 | 52,211,000 |