Call reports 2015
FIRST COLORADO NATIONAL BANK — 2015
What FIRST COLORADO NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,725,000 | 53,796,000 | 54,729,000 | 59,708,000 |
| Total loans | 40,529,000 | 46,353,000 | 46,845,000 | 48,091,000 |
| Allowance for loan losses | 958,000 | 962,000 | 788,000 | 900,000 |
| Securities available for sale | 117,000 | 108,000 | 98,000 | 90,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,062,000 | 40,281,000 | 40,721,000 | 48,409,000 |
| Interest-bearing deposits | 25,371,000 | 27,697,000 | 27,438,000 | 34,582,000 |
| Noninterest-bearing deposits | 12,691,000 | 12,584,000 | 13,283,000 | 13,827,000 |
| Equity capital | 9,340,000 | 10,606,000 | 10,979,000 | 11,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,277,000 | 1,959,000 | 2,638,000 |
| Interest expense | 31,000 | 62,000 | 90,000 | 129,000 |
| Net interest income | 564,000 | 1,215,000 | 1,869,000 | 2,509,000 |
| Noninterest income | 590,000 | 1,337,000 | 2,231,000 | 3,031,000 |
| Noninterest expense | 818,000 | 1,823,000 | 2,997,000 | 4,363,000 |
| Provision for loan losses | 0 | 0 | 0 | 170,000 |
| Pretax income | 336,000 | 729,000 | 1,103,000 | 1,007,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 336,000 | 729,000 | 1,103,000 | 1,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,502,000 | 8,803,000 | 9,370,000 | 9,411,000 |
| Total capital | 8,095,000 | 9,459,000 | 10,036,000 | 10,091,000 |
| Risk-weighted assets | 47,066,000 | 51,718,000 | 52,853,000 | 53,894,000 |