Call reports 2025
FLAGSHIP BANK — 2025
What FLAGSHIP BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 692,837,000 | 694,805,000 | 712,516,000 | 738,731,000 |
| Total loans | 535,980,000 | 560,631,000 | 567,266,000 | 581,753,000 |
| Allowance for loan losses | 5,291,000 | 5,674,000 | 5,603,000 | 5,815,000 |
| Securities available for sale | 8,011,000 | 5,014,000 | 5,015,000 | 5,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,092,000 | 601,175,000 | 599,815,000 | 602,066,000 |
| Interest-bearing deposits | 397,227,000 | 409,293,000 | 412,080,000 | 426,501,000 |
| Noninterest-bearing deposits | 204,865,000 | 191,882,000 | 187,735,000 | 175,565,000 |
| Equity capital | 86,481,000 | 90,089,000 | 92,051,000 | 94,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,694,000 | 17,977,000 | 27,698,000 | 37,574,000 |
| Interest expense | 3,184,000 | 6,477,000 | 9,970,000 | 13,573,000 |
| Net interest income | 5,510,000 | 11,500,000 | 17,728,000 | 24,001,000 |
| Noninterest income | 515,000 | 810,000 | 1,107,000 | 1,407,000 |
| Noninterest expense | 3,733,000 | 7,593,000 | 11,423,000 | 15,216,000 |
| Provision for loan losses | 163,000 | 544,000 | 724,000 | 934,000 |
| Pretax income | 2,143,000 | 4,193,000 | 6,706,000 | 9,269,000 |
| Income tax | 497,000 | 975,000 | 1,569,000 | 2,181,000 |
| Net income | 1,646,000 | 3,218,000 | 5,137,000 | 7,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,052,000 | 80,676,000 | 82,647,000 | 84,689,000 |