Call reports 2019
FLAGSHIP BANK — 2019
What FLAGSHIP BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 122,014,000 | 120,915,000 | 115,771,000 | 155,041,000 |
| Total loans | 91,373,000 | 90,860,000 | 83,816,000 | 88,514,000 |
| Allowance for loan losses | 914,000 | 909,000 | 838,000 | 106,000 |
| Securities available for sale | 4,920,000 | 4,971,000 | 4,975,000 | 4,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,214,000 | 104,240,000 | 98,581,000 | 121,663,000 |
| Interest-bearing deposits | 85,488,000 | 85,456,000 | 77,672,000 | 89,369,000 |
| Noninterest-bearing deposits | 19,726,000 | 18,785,000 | 20,910,000 | 32,294,000 |
| Equity capital | 16,307,000 | 16,464,000 | 16,617,000 | 32,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,827,000 | 4,272,000 | 1,299,000 |
| Interest expense | 347,000 | 726,000 | 1,090,000 | 202,000 |
| Net interest income | 1,036,000 | 2,101,000 | 3,182,000 | 1,097,000 |
| Noninterest income | 54,000 | 125,000 | 166,000 | 70,000 |
| Noninterest expense | 874,000 | 1,869,000 | 2,804,000 | 1,011,000 |
| Provision for loan losses | 67,000 | 55,000 | 50,000 | 106,000 |
| Pretax income | 149,000 | 302,000 | 494,000 | 50,000 |
| Income tax | 40,000 | 81,000 | 133,000 | 28,000 |
| Net income | 109,000 | 221,000 | 361,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,367,000 | 16,486,000 | 16,636,000 | 23,129,000 |
| Total capital | 17,286,000 | 17,406,000 | 17,484,000 | 23,249,000 |
| Risk-weighted assets | 95,462,000 | 97,703,000 | 89,780,000 | 100,364,000 |