Call reports 2018
FLAGSHIP BANK — 2018
What FLAGSHIP BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 121,323,000 | 126,148,000 | 118,404,000 | 115,189,000 |
| Total loans | 99,057,000 | 94,349,000 | 91,794,000 | 92,626,000 |
| Allowance for loan losses | 991,000 | 943,000 | 918,000 | 926,000 |
| Securities available for sale | 4,859,000 | 4,852,000 | 4,856,000 | 4,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,365,000 | 110,790,000 | 101,803,000 | 98,504,000 |
| Interest-bearing deposits | 89,955,000 | 93,063,000 | 83,842,000 | 80,287,000 |
| Noninterest-bearing deposits | 16,410,000 | 17,727,000 | 17,961,000 | 18,217,000 |
| Equity capital | 14,645,000 | 14,971,000 | 15,291,000 | 16,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,780,000 | 4,189,000 | 5,550,000 |
| Interest expense | 224,000 | 473,000 | 735,000 | 1,011,000 |
| Net interest income | 1,122,000 | 2,307,000 | 3,454,000 | 4,539,000 |
| Noninterest income | 59,000 | 106,000 | 184,000 | 1,116,000 |
| Noninterest expense | 850,000 | 1,707,000 | 2,578,000 | 3,469,000 |
| Provision for loan losses | 19,000 | -33,000 | -98,000 | -94,000 |
| Pretax income | 312,000 | 739,000 | 1,158,000 | 2,280,000 |
| Income tax | 81,000 | 191,000 | 307,000 | 592,000 |
| Net income | 231,000 | 548,000 | 851,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,644,000 | 14,974,000 | 15,399,000 | 16,249,000 |
| Total capital | 15,641,000 | 15,924,000 | 16,323,000 | 17,181,000 |
| Risk-weighted assets | 100,463,000 | 97,621,000 | 96,073,000 | 95,262,000 |