Call reports 2017
FLAGSHIP BANK — 2017
What FLAGSHIP BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,982,000 | 113,700,000 | 124,466,000 | 124,087,000 |
| Total loans | 92,657,000 | 98,278,000 | 97,251,000 | 96,267,000 |
| Allowance for loan losses | 935,000 | 982,000 | 973,000 | 963,000 |
| Securities available for sale | 4,881,000 | 4,930,000 | 4,930,000 | 4,892,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,843,000 | 99,121,000 | 110,035,000 | 109,430,000 |
| Interest-bearing deposits | 89,961,000 | 81,415,000 | 94,934,000 | 94,320,000 |
| Noninterest-bearing deposits | 15,882,000 | 17,706,000 | 15,101,000 | 15,110,000 |
| Equity capital | 13,660,000 | 13,920,000 | 14,071,000 | 14,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,207,000 | 2,537,000 | 3,873,000 | 5,247,000 |
| Interest expense | 159,000 | 321,000 | 511,000 | 735,000 |
| Net interest income | 1,048,000 | 2,216,000 | 3,362,000 | 4,512,000 |
| Noninterest income | 167,000 | 229,000 | 286,000 | 682,000 |
| Noninterest expense | 868,000 | 1,706,000 | 2,542,000 | 3,383,000 |
| Provision for loan losses | -349,000 | -308,000 | -164,000 | -208,000 |
| Pretax income | 696,000 | 1,047,000 | 1,270,000 | 2,019,000 |
| Income tax | 264,000 | 398,000 | 484,000 | 869,000 |
| Net income | 432,000 | 649,000 | 786,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,762,000 | 13,140,000 | 13,569,000 | 14,399,000 |
| Total capital | 13,704,000 | 14,130,000 | 14,550,000 | 15,369,000 |
| Risk-weighted assets | 95,997,000 | 101,370,000 | 102,571,000 | 99,152,000 |