Call reports 2021
STANDING STONE BANK — 2021
What STANDING STONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 111,346,000 | 111,380,000 | 111,254,000 |
| Total loans | 74,624,000 | 72,777,000 | 68,508,000 |
| Allowance for loan losses | 670,000 | 666,000 | 669,000 |
| Securities available for sale | 19,445,000 | 25,838,000 | 25,095,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 99,860,000 | 99,673,000 | 99,531,000 |
| Interest-bearing deposits | 73,951,000 | 71,485,000 | 71,326,000 |
| Noninterest-bearing deposits | 25,909,000 | 28,188,000 | 28,205,000 |
| Equity capital | 10,058,000 | 10,272,000 | 10,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 1,085,000 | 2,064,000 | 3,141,000 |
| Interest expense | 101,000 | 191,000 | 281,000 |
| Net interest income | 984,000 | 1,873,000 | 2,860,000 |
| Noninterest income | 227,000 | 463,000 | 707,000 |
| Noninterest expense | 882,000 | 1,763,000 | 2,682,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 329,000 | 574,000 | 886,000 |
| Income tax | 66,000 | 115,000 | 176,000 |
| Net income | 263,000 | 459,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 9,988,000 | 10,132,000 | 10,258,000 |
| Total capital | 10,658,000 | 10,798,000 | 10,927,000 |
| Risk-weighted assets | 63,999,000 | 64,851,000 | 65,840,000 |