Call reports 2018
STANDING STONE BANK — 2018
What STANDING STONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 104,016,000 | 107,683,000 | 108,409,000 | 105,159,000 |
| Total loans | 78,453,000 | 82,749,000 | 83,894,000 | 80,908,000 |
| Allowance for loan losses | 737,000 | 764,000 | 774,000 | 760,000 |
| Securities available for sale | 15,855,000 | 14,617,000 | 14,404,000 | 14,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,608,000 | 82,557,000 | 82,128,000 | 83,161,000 |
| Interest-bearing deposits | 60,596,000 | 66,502,000 | 65,770,000 | 66,551,000 |
| Noninterest-bearing deposits | 19,012,000 | 16,055,000 | 16,358,000 | 16,610,000 |
| Equity capital | 7,401,000 | 7,665,000 | 7,705,000 | 8,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,060,000 | 2,205,000 | 3,381,000 | 4,578,000 |
| Interest expense | 150,000 | 340,000 | 587,000 | 837,000 |
| Net interest income | 910,000 | 1,865,000 | 2,794,000 | 3,741,000 |
| Noninterest income | 286,000 | 609,000 | 854,000 | 1,103,000 |
| Noninterest expense | 1,055,000 | 2,076,000 | 3,060,000 | 4,031,000 |
| Provision for loan losses | 25,000 | 60,000 | 75,000 | 78,000 |
| Pretax income | 102,000 | 310,000 | 485,000 | 707,000 |
| Income tax | 14,000 | 52,000 | 81,000 | 120,000 |
| Net income | 88,000 | 258,000 | 404,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,828,000 | 8,108,000 | 8,188,000 | 8,720,000 |
| Total capital | 8,565,000 | 8,872,000 | 8,962,000 | 9,480,000 |
| Risk-weighted assets | 79,680,000 | 82,745,000 | 80,388,000 | 77,916,000 |