Call reports 2017
STANDING STONE BANK — 2017
What STANDING STONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 101,328,000 | 106,689,000 | 100,845,000 | 105,003,000 |
| Total loans | 65,500,000 | 70,766,000 | 71,386,000 | 73,836,000 |
| Allowance for loan losses | 714,000 | 716,000 | 718,000 | 720,000 |
| Securities available for sale | 23,680,000 | 22,617,000 | 18,765,000 | 18,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,530,000 | 79,584,000 | 79,451,000 | 79,037,000 |
| Interest-bearing deposits | 63,925,000 | 63,009,000 | 62,295,000 | 61,028,000 |
| Noninterest-bearing deposits | 16,605,000 | 16,575,000 | 17,156,000 | 18,009,000 |
| Equity capital | 7,336,000 | 7,561,000 | 7,595,000 | 7,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 902,000 | 1,870,000 | 2,874,000 | 3,900,000 |
| Interest expense | 107,000 | 221,000 | 338,000 | 466,000 |
| Net interest income | 795,000 | 1,649,000 | 2,536,000 | 3,434,000 |
| Noninterest income | 189,000 | 400,000 | 602,000 | 846,000 |
| Noninterest expense | 928,000 | 1,862,000 | 2,795,000 | 3,815,000 |
| Provision for loan losses | 0 | 3,000 | 10,000 | 22,000 |
| Pretax income | 57,000 | 195,000 | 344,000 | 454,000 |
| Income tax | 6,000 | 41,000 | 81,000 | 115,000 |
| Net income | 51,000 | 154,000 | 263,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,594,000 | 7,667,000 | 7,712,000 | 7,804,000 |
| Total capital | 8,308,000 | 8,383,000 | 8,430,000 | 8,524,000 |
| Risk-weighted assets | 69,717,000 | 77,176,000 | 73,718,000 | 75,138,000 |