Call reports 2013
STANDING STONE BANK — 2013
What STANDING STONE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 81,154,000 | 81,116,000 | 85,058,000 | 88,633,000 |
| Total loans | 47,349,000 | 45,756,000 | 45,854,000 | 48,639,000 |
| Allowance for loan losses | 507,000 | 504,000 | 530,000 | 558,000 |
| Securities available for sale | 20,842,000 | 21,985,000 | 28,198,000 | 27,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,480,000 | 69,205,000 | 69,284,000 | 67,429,000 |
| Interest-bearing deposits | 50,045,000 | 57,965,000 | 58,433,000 | 56,645,000 |
| Noninterest-bearing deposits | 10,435,000 | 11,240,000 | 10,851,000 | 10,784,000 |
| Equity capital | 6,799,000 | 6,580,000 | 6,668,000 | 6,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,512,000 | 2,281,000 | 3,079,000 |
| Interest expense | 62,000 | 124,000 | 189,000 | 252,000 |
| Net interest income | 690,000 | 1,388,000 | 2,092,000 | 2,827,000 |
| Noninterest income | 192,000 | 420,000 | 623,000 | 815,000 |
| Noninterest expense | 760,000 | 1,544,000 | 2,311,000 | 3,090,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 317,000 | 457,000 | 647,000 |
| Income tax | 32,000 | 88,000 | 128,000 | 183,000 |
| Net income | 90,000 | 229,000 | 329,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,551,000 | 6,690,000 | 6,790,000 | 6,925,000 |
| Total capital | 7,058,000 | 7,194,000 | 7,320,000 | 7,483,000 |
| Risk-weighted assets | 50,558,000 | 50,046,000 | 52,175,000 | 54,215,000 |
Machine access — free, no API key
Every figure shown here about STANDING STONE BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.