Call reports 2009
STANDING STONE BANK — 2009
What STANDING STONE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 72,880,000 | 75,610,000 | 72,208,000 | 73,989,000 |
| Total loans | 37,183,000 | 37,005,000 | 35,799,000 | 37,245,000 |
| Allowance for loan losses | 437,000 | 414,000 | 396,000 | 384,000 |
| Securities available for sale | 25,303,000 | 22,690,000 | 26,049,000 | 25,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,293,000 | 55,758,000 | 56,534,000 | 54,922,000 |
| Interest-bearing deposits | 48,050,000 | 46,842,000 | 47,702,000 | 45,651,000 |
| Noninterest-bearing deposits | 9,243,000 | 8,916,000 | 8,832,000 | 9,271,000 |
| Equity capital | 6,150,000 | 6,050,000 | 6,224,000 | 6,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 841,000 | 1,646,000 | 2,440,000 | 3,212,000 |
| Interest expense | 284,000 | 515,000 | 751,000 | 960,000 |
| Net interest income | 557,000 | 1,131,000 | 1,689,000 | 2,252,000 |
| Noninterest income | 131,000 | 165,000 | 332,000 | 498,000 |
| Noninterest expense | 677,000 | 1,427,000 | 2,120,000 | 2,819,000 |
| Provision for loan losses | 140,000 | 155,000 | 165,000 | 183,000 |
| Pretax income | -99,000 | -132,000 | -110,000 | -20,000 |
| Income tax | -43,000 | -63,000 | -64,000 | -45,000 |
| Net income | -56,000 | -69,000 | -46,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,689,000 | 5,676,000 | 5,774,000 | 5,845,000 |
| Total capital | 6,126,000 | 6,090,000 | 6,170,000 | 6,229,000 |
| Risk-weighted assets | 42,412,000 | 42,773,000 | 42,194,000 | 44,450,000 |
Machine access — free, no API key
Every figure shown here about STANDING STONE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.