Call reports 2007
STANDING STONE BANK — 2007
What STANDING STONE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,405,000 | 59,906,000 | 64,156,000 | 67,762,000 |
| Total loans | 37,401,000 | 36,327,000 | 38,181,000 | 37,648,000 |
| Allowance for loan losses | 122,000 | 101,000 | 142,000 | 323,000 |
| Securities available for sale | 18,045,000 | 17,701,000 | 17,865,000 | 18,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,098,000 | 48,939,000 | 51,421,000 | 52,564,000 |
| Interest-bearing deposits | 44,001,000 | 42,046,000 | 43,174,000 | 43,712,000 |
| Noninterest-bearing deposits | 8,097,000 | 6,893,000 | 8,247,000 | 8,852,000 |
| Equity capital | 6,017,000 | 5,870,000 | 5,955,000 | 5,843,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,734,000 | 2,613,000 | 3,551,000 |
| Interest expense | 397,000 | 779,000 | 1,187,000 | 1,617,000 |
| Net interest income | 477,000 | 955,000 | 1,426,000 | 1,934,000 |
| Noninterest income | 144,000 | 310,000 | 479,000 | 649,000 |
| Noninterest expense | 656,000 | 1,304,000 | 1,998,000 | 2,794,000 |
| Provision for loan losses | 10,000 | 15,000 | 136,000 | 461,000 |
| Pretax income | -45,000 | -54,000 | -229,000 | -672,000 |
| Income tax | -32,000 | -65,000 | -166,000 | -372,000 |
| Net income | -13,000 | 11,000 | -63,000 | -300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,106,000 | 6,129,000 | 6,055,000 | 5,818,000 |
| Total capital | 6,228,000 | 6,230,000 | 6,197,000 | 6,141,000 |
| Risk-weighted assets | 41,498,000 | 40,627,000 | 42,846,000 | 42,948,000 |
Machine access — free, no API key
Every figure shown here about STANDING STONE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.