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Call reports 2006

STANDING STONE BANK — 2006

What STANDING STONE BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3472bcac-d6d7-40a6-a977-238ed965f4c9/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets68,422,00070,951,00071,465,00069,815,000
Total loans37,298,00037,160,00037,124,00037,831,000
Allowance for loan losses115,00098,000107,000130,000
Securities available for sale21,987,00022,008,00020,433,00019,565,000
Securities held to maturity0000
Trading assets0000
Total deposits54,020,00053,554,00052,010,00053,839,000
Interest-bearing deposits45,268,00044,779,00043,660,00044,646,000
Noninterest-bearing deposits8,752,0008,775,0008,350,0009,193,000
Equity capital5,991,0005,961,0006,162,0005,995,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income882,0001,785,0002,690,0003,611,000
Interest expense332,000683,0001,064,0001,454,000
Net interest income550,0001,102,0001,626,0002,157,000
Noninterest income137,000331,000505,000662,000
Noninterest expense594,0001,235,0001,928,0002,598,000
Provision for loan losses10,00025,00050,00081,000
Pretax income83,000173,000202,000216,000
Income tax00-15,000-15,000
Net income83,000173,000217,000231,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital6,138,0006,228,0006,272,0006,118,000
Total capital6,253,0006,326,0006,379,0006,248,000
Risk-weighted assets43,076,00043,705,00043,376,00043,716,000

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